Roth strategies are not going away. But the way certain federal employees use them is changing, and the timing of your decisions is becoming far more important.

Active-duty and federal employee veterans have until Dec. 31 to contribute to their Thrift Savings Plan for 2025. The annual limit is $23,500, with an extra $7,500 catch-up for those 50 and older; or ...

After three consecutive months of steady growth, most of the portfolios in the federal government’s 401(k)-style retirement savings program lost value last month. The small- and mid-size businesses of ...

Each of the portfolios in the federal government’s 401(k)-style retirement savings program increased in value in September, marking the second straight month of gains. The large- and mid-size ...

The Thrift Savings Plan (TSP), a retirement plan for federal employees and uniformed service members, is the nation's largest defined contribution plan, with seven million participants and over $845 ...

Mike Zaino, of The Zaino Group, is a Registered Financial Consultant and National Retirement Counselor serving federal and postal employees. Federal employees have access to a valuable retirement ...

Starting January 1, 2026, Federal employees and retirees will be able to convert money from their traditional Thrift Savings Plan accounts to a Roth TSP account. Federal employees can make their ...

Thrift Savings Plan participants and spousal beneficiaries can shift money from traditional, pre-tax TSP balances to Roth accounts without leaving the plan, starting in January 2026. Starting in late ...

As a service member, you have access to the U.S. military’s Thrift Savings Plan, an employer-based, tax-advantaged retirement savings tool. Hopefully you’ve been contributing to your TSP, and if ...

The $895 billion of retirement assets in the nation’s largest defined contribution plan is off limits to private market investments—for now. Private market investments may soon take a greater stake in ...

For government employees who are at or near retirement, the decision to keep assets in the Thrift Savings Plan versus rolling them into an IRA is not necessarily an easy one to make. The most common ...