FHA loans are insured by the federal government and financed through lenders that sell the loans into securities guaranteed by Ginnie Mae. That backing lets investors accept slightly lower yields, ...

Explore how the FHA supports homebuyers with mortgage insurance and low down payments. Learn the agency's history and its role in making homeownership accessible.

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

Federal Housing Administration (FHA) loans are a popular choice for first-time homebuyers and other borrowers who, for a variety of reasons, may have a hard time qualifying for a conventional home ...

FHA loan requirements: FHA loans explained Federal Housing Administration (FHA) loans are a popular choice for first-time homebuyers and other borrowers who, for a variety of reasons, may have a hard ...